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Lacklustre capex by PSUs is blunting government’s growth stimulus The government's growth strategy of increasing capex spending through its budget can at best support the economy by offsetting smaller investments by central public sector enterprises, but not stimulate GDP to a higher trajectory

RBI could signal scope for rate cuts in 2024-25 An early policy pivot is unlikely under near-term price pressures, but a shift in policy stance to ‘neutral’ could set the stage for rate cuts next year—ideally in sync with a private investment revival.

Even a street performance can hold business lessons An act by two enterprising street performers in Milan offered onlookers a splendid example of business success. Their confidence, skill, audience engagement and customer satisfaction were marvellous.

India’s growing economy needs bigger banks Finance minister Nirmala Sitharaman has said India needs more banks the size of State Bank of India, or even larger. By global comparison, our banking sector is small. It also needs efficiency. What happened to bank privatization?

Does the collapse of Byju’s mean the end of edtech? If Byju's free fall continues, no investor will touch the edtech sector for a while

A skin-tone bias lingers from the early days of photographic technology Old orthochromatic photo films had a technical flaw traceable to a socio-cultural context that favoured lighter skin. Today, AI may help resolve a bias that has survived into the digital era of facial recognition.

Elon Musk should ensure that Neuralink is more transparent Musk has not yet revealed key details of his company’s recent human implant and his grand vision raises ethical questions.

Breathing bad: A lung surgeon’s prescription for our air pollution High AQI numbers should prompt policymakers and citizens alike to take collective responsibility for the bad air we breathe. Cities need data-driven pre-emptive interventions.

RBI should educate retail borrowers as a risk mitigation project We need a public campaign run by the central bank to help Indian borrowers work out the level of debt they can safely service.

Masks have to be shed, and mutual respect must win For generations, ‘Ram-Ram’ represented the emotional force of the average man

RBI should respond to Paytm's 'speed bump' with banking reforms The regulator must ensure prudent banking. Its response to l’affaire Paytm Payments Bank should be an overhaul of the ownership structure of banks to improve regulatory oversight.

Deep learning and neural networks have more to offer than their buzz suggests While Generative AI and its chatbots are powerful language-based technologies, it is still ‘good old AI’ that has been churning out astounding new products.

Fiscal secularism in the budget: A political point Advani of the ruling BJP gave us the term ‘pseudo secularism’ and Sitharaman’s budget speech proposed welfare-for-all as the real thing. Will it weaken Congress differentiation?

New law on prompt payment for supplies will help MSMEs, but it falls short The biggest culprits in delaying payments to small businesses are governments agencies, which do not have to file income tax returns

Iron ore faces challenges of sustainability and fairness A recent report could inform policy in the larger interest of ensuring equitable access to this mineral.

Starbucks' weak earnings are a warning that boycotts could hurt What used to be called reputational risk' has begun to take sharp material form, with bottom lines now in direct danger. Ask the coffee chain at risk of putting off idealists and college students.

The budget does well on both the big Cs: Capex and consolidation It aims to sustain the infrastructure momentum while a reduced fiscal deficit could also work in favour of economic growth.

Fintech question: Why is the credit card still around? The credit card has high bank fees, isn’t a tech marvel anymore and is not safe either. So why isn’t it dead?

Budget 2024: Setting the tone for the future course of tax reforms The interim budget signals that the scope for significant changes in rates and incentives are no longer priority and if the dividend of higher taxpayers is to yield the desired revenues status quo may have to continue.

The big tax growth the finance minister spoke of isn’t reflecting in the interim budget’s estimates The interim budget’s projections for FY25 are rather modest. It expects direct tax collections to grow 13.1%, which is more or less the same as the pre-covid trend