Indian startups raise $3.8 bn in H1 2023, lowest half-yearly funding in 4 years; Saas, D2C, fintech top invested sectors Indian startups raised $3.8 billion in H1 2023, a 36% decrease from H1 2022 and the lowest in four years, with fintech, SAAS, and D2C as the most funded sectors. M&A transactions remained stable, while Bengaluru, NCR, and Mumbai were the key startup cities.