ICICI HFC offers up to 7.25% interest rate on AAA rated fixed deposit ICICI Home Finance Company Limited (ICICI HFC) is a wholly-owned subsidiary of ICICI Bank Ltd and is a Housing Finance Company regulated by the Reserve Bank of India (RBI). ICICI Housing Finance Company's fixed deposits are rated FAAA/Stable by CRISIL, MAAA/Stable by ICRA, and AAA/Stable by CARE