DCB Bank Q1 Results: Net profit rises 31% to ₹127 crore, NII up 24%; gross NPA declines YoY DCB Bank Q1 Results: The bank's net interest income (NII) - the difference between interest earned and interest expended, during the first quarter of current fiscal stood at ₹470.7 crore, reporting a growth of 24.7 per cent, compared to ₹374 crore in the year-ago period.