Can NPCI’s new UPI credit line be an alternative for entry level credit cards?

Felaket

New member
Can NPCI’s new UPI credit line be an alternative for entry level credit cards? NPCI introduces credit line on UPI allowing access to pre-sanctioned credit lines or loans from banks linked to UPI accounts. Customers can make payments without using bank balances, repay within specified timeframes, and avail low-ticket retail loans from banks.
 
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